FORECLOSURE RELIEF
Real estate values have plummeted and continue to decline. Businesses lay off employees by the thousands. The self-employed sit by their phones, waiting for customers to call. Honest, hard working people can no longer pay their mortgages. This is the reality experienced by homeowners today.
If your home is in foreclosure, there are alternatives available to protect your home and your credit. You may qualify to obtain relief under the Home Affordable Foreclosure Alternatives Program (HAFA) or the Home Affordable Modification Program (HAMP). These are government programs that may assist you in modifying your mortgage payments to an affordable number (modification), enable you to sell your home for less than the balance owed on the mortgage (short sale), or to offer your home back to the lender (deed in lieu of foreclosure).
If you are in foreclosure, and you do not qualify for the HAMP or HAFA programs, you may still be able to work out a deal with your lender in mediation. Mediation is a process wherein the lender and the borrower meet with a neutral third party in an attempt to work out a satisfactory conclusion to the foreclosure action. Mediation is presently required for all homestead real estate foreclosures in Florida. During mediation the lender must provide a representative with legal authority to settle the matter. This avoids the frustration of dealing with lender's employees who don't have the right to settle for the lender, who may give conflicting advice, or who simply don't return phone calls.
In some cases, a borrower may have defenses to the foreclosure action. These defenses may include missing assignments, lost notes, and actual fraud on the part of the foreclosing parties. It is vital that the foreclosure action be reviewed by an experienced attorney to determine the validity of the lawsuit.
When you need guidance or assistance with foreclosure actions in Florida, the legal firm to contact is the Law Offices of Mitchell I. Fried. Based in Altamonte Springs, the office serves homeowners with real property needs. Contact the firm today to discuss your goals and options with an experienced lawyer.
With over 31 years of experience, Attorney Mitchell I. Fried has worked with numerous individuals with foreclosure concerns. Committed to offering personalized service, he actively listens to your goals, assesses your situation and offers options for resolving challenges.
In addition to assisting clients with foreclosure issues, the Law Offices of Mitchell Fried provides services to individuals and business owners with real estate concerns. These can include:
Lease negotiation and review
Title/deed issues
Contract disputes
Commercial evictions
Contact Us
To speak with a real estate attorney who will represent your interests, contact our firm by calling 321-274-1436. Attorney Fried is admitted to practice in both Florida and New York.
Law Office of Mitchell I. Fried
Scan Design Building
999 Douglas Avenue, Suite 3320
Altamonte Springs, FL 32714
Phone: 321-274-1436
Toll Free: 877-826-3581
Fax: 407-682-2011
We represent clients in all Florida counties including Seminole County, Brevard County, Hillsborough County, Lake County, Orange County, Osceola County and Volusia County, and cities such as Altamonte Springs, Apopka, Cape Canaveral, Casselberry, Coco Beach, Daytona Beach, Deltona, Kissimmee, Lake Mary, Melbourne, Orlando, Ormond Beach, St. Petersburg, Tampa, Winter Park and Winter Springs. Our offices are conveniently located in Altamonte Springs, near Interstate 4 (I-4). Mr. Fried is admitted to practice in both Florida and New York.
